Welcome to Above and Distinguished Services Credit Coaching
At Above and Distinguished Services Credit Coaching, we believe in long-term financial success through credit coaching. Our goal is to equip you with the skills and knowledge to rebuild your credit and achieve your financial goals.
Above and Distinguished Services Credit Coaching is dedicated to helping individuals rebuild their credit, develop financial skills, and unlock the power of their credit scores. Our experienced team is committed to providing personalized coaching and guidance for long-term financial success.

Beyond the Score: Real Financial Literacy
At Above and Distinguished Services Credit Coaching, we go beyond simply boosting your credit score. We focus on achieving lasting financial literacy and helping you reach your personal financial goals. Our unique selling point is that “We don’t do quick fixes—we coach strategies that last. We rebuild credit, teach financial skills, and help clients turn scores into tools for homes, businesses, and freedom.”
Is this for YOU?
Our ideal client is someone with bad credit who is motivated to improve their situation and work towards a specific goal. If you're ready to take control of your credit and build a brighter financial future, we can help.
Turning Credit Into Opportunity
Mastering credit tools can unlock incredible opportunities. Let us help you achieve your goals.

Ready to Get Started?
Take the first step towards financial freedom. Contact us today to schedule a consultation and learn how Above and Distinguished Services Credit Coaching can help you achieve your goals.
Services

Credit Report Analysis
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Pull and review credit reports from all three bureaus (Experian, Equifax, TransUnion).
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Identify negative items, errors, and opportunities for improvement.

Dispute Assistance
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Draft and send disputes to challenge inaccurate or outdated items.
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Follow-up tracking to ensure responses are received and processed.

Credit Building Tools
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Secure card and credit builder loan recommendations.
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Education on adding positive tradelines responsibly.

Goal-Based Planning
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Coaching for milestones like homeownership, auto financing, or business credit.
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Step-by-step timelines for achieving target credit scores.

Ongoing Support
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Monthly check-ins to track progress.
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Accountability and motivation to keep you on track.

Debt & Utilization Strategies
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Teach smart ways to manage balances and utilization ratios.
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Customized repayment plans (snowball or avalanche method guidance).
“I never thought I could turn my credit score around, but with the help of Above and Distinguished Services Credit Coaching, I was able to finally qualify for a mortgage. Their coaching is truly life-changing.”
John Doe
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